HJfor4e #13

Contents include:
- Races, Classes, & Skills:
- > Rolling Stats & Odds
- > Stats as Limiters
- > Skills Revisited, part 1: Craft & Construction Skills
- Inherited Deeds - part 4
- > Inherited Business Issues & Responsibilities
- GM Section:
- > Fumbles part 4: Equipment
- Manors & Manses:
- > Finding Settlements
- > Some Basic Notes on Laying Out Cities, Towns, & Villages
- Lairs Monstrous:
- > Treasure Tables Revisited, part 1: Magic Items on the Fly
- > A Troll Hunter's Notes: part 2 (by Luke German)

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